You're the Boss™ Mortgage3  
 Coast
Capital
Savings RBC TD Canada
Trust BMO CIBC Scotiabank HSBC 
 Interest Rate4,5       
5–Year Fixed Rate 2.98% 5.24%  5.24% 5.24% 5.24% 5.29% 5.39% 
5–Year Variable Rate6 2.80% 3.10%  3.10% 3.10% 3.10% 3.10% 3.00% 
5–Year Half & Half™ Rate7 2.85% Just like the name says, our 5-year Half & Half Rate is part fixed and part variable. That means it's lower than a fixed rate, but won't rise or fall as fast as a regular variable rate. 
Fixed Rate Mortgages  
 Coast
Capital
Savings RBC TD Canada
Trust BMO CIBC Scotiabank HSBC 
 Interest Rate4,5       
Open  
6 Month 5.45% 6.30% n/a 6.30% 6.70% 6.45% 6.20% 
1-Year 4.30% 6.30% 6.30% 6.30% 6.35% 6.50% 6.35% 
Closed 
6-Month 4.45% 4.45%  4.45% 4.45% 4.45% 4.55% 4.45% 
1-Year 2.80% 3.20%  3.20% 3.20% 3.50% 3.65% 3.60% 
2-Year 2.90% 3.55% 3.55% 3.55% 3.29% 3.89% 3.95% 
3-Year 2.95% 3.95% 3.95% 3.95% 4.05% 3.99% 4.45% 
4-Year 2.95% 4.64%  4.64% 4.64% 4.39% 4.39% 4.99% 
5-Year 2.98% 5.24% 5.24% 5.24% 5.24% 5.29% 5.39% 
Variable Rate Mortgages  
 Coast
Capital
Savings RBC TD Canada
Trust BMO CIBC Scotiabank HSBC 
 Interest Rate4,5       
1-Year Open6 3.70% 4.00%  4.00% 4.00% 4.00% 3.80% 4.00% 
3-Year Convertible6 2.80% Variable rate with fixed payments. Option to convert to 3-year or longer fixed rate mortgage. 
Coast Capital Savings Prime Rate 
Prime Rate 3.00% 
https://www.coastcapitalsavings. ... e_Comparison_Chart/