Comparison of No Fee Reward credit cards (April 2007)
source from
www.bmo.com
Features | Mosaik MasterCard with the AirMiles Reward Option
| CIBC Shoppers Optimum Visa
| Canadian Tire Options MasterCard
| President's Choice Financial MasterCard
|
Annual Card Fee | Bronze
| Silver
|
$0 |
$0 |
$0 |
$0
| $35
|
|
|
|
Additional card fee |
Free |
$5/additional card |
Free, up to 4 max. |
Free/additional card |
Free, up to 4 max. |
Reward level choice
|
Yes |
No |
NO | No
|
Earn 1 reward mile for every $40 spent on the card
| Earn 1 reward mile for every $20 spent on the card
| Earn 5 Shoppers Optimum Points for every dollar charged to the card
| Earn Canadian Tire Money on purchases made on the card
|
Earn 10 PC Points for every dollar spent on the card |
Low Rate Option Combined with Reward Option | Yes
(Low Rate Option 11.4% with $35 annual fee) | No
| No
| NO
|
Current interest rate
| 18.5%
| 19.50%
| up to 25%(based on credit risk) |
18.97% |
Ability to change features without reapplying for a card? | Yes
| No
| No
| No
|
Annual credit card
spend: Rewards earned:
$3000 | 72 reward miles
| 44 reward miles | $25 purchase discount @Shoppers Drug Mart
| N/A
| $20 grocery discount
|
$6000
| 144 reward miles
|
300 reward miles | $55 purchase discount @Shoppers Drug Mart
|
N/A | $60 grocery discount
|
$9000 |
216 reward miles | 444 reward miles
| $75 purchase discount @Shoppers Drug Mart |
N/A | $80 grocery discount
|
| For example: Reddem for a 2 for 1 movie pass(25 reward miles) or $20 Shell Gas Certificate (175 reward miles)
|
|
|
|
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银行账户信息，定存投资，个人贷款，房屋贷款。如果你想得到更多的咨询或更快的回复，可以给我来电或email:
Lina Feng 冯莉娜
Financial Services Manager
Bank of Montreal
3481 Cook Street
Tel:（250）405-2355
lina.feng@bmo.com 
